What to do if Portfolio Recovery Associates LLC has sued you in Missouri.

Consumer Protection

IIn this article we answer the question, “What to do if Portfolio Recovery Associates LLC has sued me?”

Portfolio Recovery Associates LLC is a purchase debt buyer who files hundreds of cases each year against Missourians. At RKB LAW LLC we are committed to end harassment by Portfolio Recovery Associates LLC . Further, because Portfolio Recovery Associates LLC regularly lacks the evidence needed to prevail on their claims, we will fight for you so that you do not have to pay them a dime.

Debt buyers in Missouri often lack standing to prevail on their claims.

Missouri caselaw has established that debt buyers like Portfolio Recovery Associates LLC have to establish that they have standing (the right to file suit on purchased debt) to prevail on their claims. Debt buyers often lack the evidence needed to prevail on their claims and lack the resources to prove their case at trial. At RKB LAW LLC we will make Portfolio Recovery Associates LLC prove their case and work to get their claims dismissed without you having to pay Portfolio Recovery Associates LLC at all.

Debt buyers like Portfolio Recovery Associates LLC purchase thousands of charged off accounts for pennies on the dollar and then file thousands of lawsuits across the country. They do this most of the time they are able to collect a default judgment which allows them to garnish your bank accounts and wages. RKB LAW LLC is committed to helping clients get Portfolio Recovery Associates LLC’s claims dismissed and saving clients from paying claims where Portfolio Recovery Associates LLC is unable to prove their case.

If Portfolio Recovery Associates LLC violated the law, we will fight to get you money damages and for Portfolio Recovery Associates LLC to pay your attorney’s fees and costs.

Portfolio Recovery Associates LLC’s Address, Phone Number, and Contact Information

Portfolio Recovery Associates LLC is located at 120 Corporate Boulevard, Norfolk, VA 23502. The main telephone number is 1-800-772-1413 and the main website is https://www.portfoliorecovery.com/.
   

Portfolio Recovery Associates LLC Complaints

The Fair Debt Collection Practices Act (FDCPA) is a federal law that applies to everyone in the United States. In other words, everyone is protected under the FDCPA, and this Act is a laundry list of what debt collectors can and cannot do while collecting a debt, as well as things they must do while collecting debt. If Portfolio Recovery Associates LLC is harassing you over a debt, you have rights under the FDCPA. Violations of the FDCPA allow for a $1,000.00 statutory fine and for Portfolio Recovery Associates LLC to pay reasonable attorneys’ fees.

The Telephone Consumer Protection Act (TCPA) protects you from robocalls, which are those annoying, automated, recorded calls that computers make all day long. You can tell it’s a robocall because either no one responds on the other end of the line, or there is a delay when you pick up the phone before a live person responds. You can receive $500- $1,500 per call if Portfolio Recovery Associates LLC violates the TCPA. Have you received a message from this agency that sounds pre-recorded or cut-off at the beginning or end? These are tell-tale signs that the message is pre-recorded, and if you have these messages on your cell phone, you may have a TCPA case against the agency.

How do we Use the Law to Help You?

We will use state and federal laws to defend against Portfolio Recovery Associates LLC’s claims to save you money and potentially get you paid for their violations of law. If Portfolio Recovery Associates LLC violates any state law or federal law, you may be entitled to money damages.

What to do if Portfolio Recovery Associates LLC has sued you

Portfolio Recovery Associates LLC is suing you and thousands of other individuals across the expecting that you not appear and a default judgment will be entered against you. Please do not ignore this lawsuit and allow Portfolio Recovery Associates LLC to win by a default judgment. After a default judgment has been entered, Portfolio Recovery Associates LLC can file a wage or a bank garnishment, place a judgment lien on your home, and do what they can to collect this judgment. Portfolio Recovery Associates LLC expects 90% or more of the people they sue to not appear and win by default.

We always recommend you hire an experienced attorney to defend you in any collection lawsuit. However, it is key that you take steps to defend the claim. Portfolio Recovery Associates LLC is assuming most consumers will not defend against the lawsuit and allow them to collect a default judgment, despite the fact that they likely lack the evidence to prove their claims at trial. At RKB LAW LLC we take proactive steps to defend against these claims and fight to get them dismissed without you paying the creditors a dime.

Schedule a free consultation with RKB LAW LLC to learn more about how we can assist you with your case.

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A Missouri personal injury and consumer protection law firm.


Category: Consumer Protection, FDCPA