What To Do If Security Credit Services, LLC Has Sued You.

Consumer Protection

In this article we answer the question, “What do I do if Security Credit Services, LLC has sued me?”

Security Credit Services, LLC is a purchase debt buyer who files large amounts of lawsuits each year against Missourians. At RKB LAW LLC we are committed to end harassment by Security Credit Services, LLC. Further, because Security Credit Services, LLC regularly lacks the evidence needed to prevail on their claims, we will fight for you so that you do not have to pay them a dime.

Debt buyers in Missouri often lack standing to prevail on their claims.

Missouri caselaw has established that debt buyers like Security Credit Services, LLC have to establish that they have standing (the right to file suit on purchased debt) to prevail on their claims. Debt buyers often lack the evidence needed to prevail on their claims and lack the resources to prove their case at trial. At RKB LAW LLC we will make Security Credit Services, LLC prove their case and work to get their claims dismissed without you having to pay Security Credit Services, LLC at all.

Debt buyers like Security Credit Services, LLC purchase thousands of charged off accounts for pennies on the dollar and then file thousands of lawsuits across the country. They do this most of the time they are able to collect a default judgment which allows them to garnish your bank accounts and wages. RKB LAW LLC is committed to helping clients get Security Credit Services, LLC’s claims dismissed and saving clients from paying claims where Security Credit Services, LLC is unable to prove their case.

If Security Credit Services, LLC violated the law, we will fight to get you money damages and for Security Credit Services, LLC to pay your attorney’s fees and costs.

Who is Security Credit Services, LLC?

Security Credit Services, LLC Inc is a third-party debt buyer based in Oxford, Mississippi. 

Security Credit Services, LLC’s Address, Phone Number, and Contact Information

Security Credit Services, LLC is located at 306 Enterprise Dr, Oxford, Mississippi 38655. Security Credit Services, LLC’s phone number is (866) 699-7889. Security Credit Services, LLC’s website is https://equiproinvestments.com/.   

Security Credit Services, LLC Complaints

The Fair Debt Collection Practices Act (FDCPA) is a federal law that applies to everyone in the United States. In other words, everyone is protected under the FDCPA, and this Act is a laundry list of what debt collectors can and cannot do while collecting a debt, as well as things they must do while collecting debt. If Security Credit Services, LLC is harassing you over a debt, you have rights under the FDCPA. Violations of the FDCPA allow for a $1,000.00 statutory fine and for Security Credit Services, LLC to pay reasonable attorneys’ fees.

The Telephone Consumer Protection Act (TCPA) protects you from robocalls, which are those annoying, automated, recorded calls that computers make all day long. You can tell it’s a robocall because either no one responds on the other end of the line, or there is a delay when you pick up the phone before a live person responds. You can receive $500- $1,500 per call if Security Credit Services, LLC violates the TCPA. Have you received a message from this agency that sounds pre-recorded or cut-off at the beginning or end? These are tell-tale signs that the message is pre-recorded, and if you have these messages on your cell phone, you may have a TCPA case against the agency.

How do we Use the Law to Help You?

We will use state and federal laws to defend against Security Credit Services, LLC’s claims to save you money and potentially get you paid for their violations of law. If Security Credit Services, LLC violates any state law or federal law, you may be entitled to money damages.

What to do if Security Credit Services, LLC has sued me

Security Credit Services, LLC is suing you and thousands of other individuals accross the expecting that you not appear and a default judgment will be entered against you. Please do not ignore this lawsuit and allow Security Credit Services, LLC to win by a default judgment. After a default judgment has been entered, Security Credit Services, LLC can file a wage or a bank garnishment, place a judgment lien on your home, and do what they can to collect this judgment. Security Credit Services, LLC expects 90% or more of the people they sue to not appear and win by default.

We always recommend you hire an experienced attorney to defend you in any collection lawsuit. However, it is key that you take steps to defend the claim. Security Credit Services, LLC is assuming most consumers will not defend against the lawsuit and allow them to collect a default judgment, despite the fact that they likely lack the evidence to prove their claims at trial. At RKB LAW LLC we take proactive steps to defend against these claims and fight to get them dismissed without you paying the creditors a dime.

Schedule a free consultation to see if RKB LAW LLC can assist you in defending against Security Credit Services, LLC’s lawsuits.

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A Missouri personal injury and consumer protection law firm.


Category: Consumer Protection, FDCPA